Dear Sir/ Madam, Re. Account Number:
I am writing with reference to my previous letter.
I enclose a financial statement, a list of creditors and
a pro-rata offer of repayment.
As you can see, I am not in a position to make full payment
of this debt, as I do not have sufficient spare income. As
this is the case, I would be grateful if you could accept
the sum offered, and freeze all interest and other charges
accruing upon this account.
Please let me know what options you can offer for repayments,
such as standing orders, payment books or other methods.
As and when my circumstances change, I will review the offer
of repayment
Thank you for your help on this matter.
Yours faithfully,
John Smith
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