Dear Sir/ Madam, Re. Account Number:
I am encountering financial difficulties, and as a result
of these, I am having problems in keeping up with payments
on this account.
I am having problems because ..........[enter reason here]
In order to bring matters under control, I am asking all
of my creditors for the following information.
It would be helpful if you confirm the following.
The date and type of the original agreement.
The rate and frequency of repayment.
The current balance and level of arrears.
Any current recovery action.
Once I have received replies from all of my creditors I
will contact you again with a financial statement and proposals
for repayment. I would be grateful if you would take no further
action for the time being, and freeze any interest or charges
accruing on this account.
Thank you for your help on this matter.
Yours faithfully,
John Smith
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